Your physician needs to know that your injuries are related to the car accident. You should describe all symptoms and not dismiss any as not worth mentioning. For example, because whiplash caused excruciating neck pain or a cracked rib made it hard to breathe, you may minimize the importance of describing your foot and knee injuries. Later, this can cause trouble when your neck and rib feel better but your knee and foot do not. It makes it more difficult to categorize the foot and knee injuries as accident-related.
An insurance company tactic to reduce their payout is to claim your injuries are not accident-related. Insurance companies often claim that injury victims complain of already existing injuries. If your injuries are not pre-existing you should make a point to tell your doctor so it’s noted in your medical records. Wait for the doctor to tell you that you have reached maximum medical improvement, which means your condition has become stabilized and no further improvement is expected.
At this point, your doctor can evaluate any permanent disability so you receive compensation for the FULL extent of your injuries. Do not tell the doctor you do not want to take medication or follow their medical advice. Consult with your lawyer beforehand. Once the doctor notes your refusal in medical records, if you need the treatment in the future, the insurance company may refuse to pay for it.
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