Your North Carolina car accident attorney knows that when you are injured in an auto, truck or motorcycle accident, you have enough to worry about. You want to focus on your recovery, rather than worrying about how to pay your medical bills and dealing with insurance companies. When selecting an attorney in North Carolina, consider the characteristics that others have found helpful when comparing the strengths of available lawyers.
The North Carolina car accident attorneys at Marcari, Russotto, Spencer & Balaban concentrate on personal injury law; they have represented thousands of injured car, tractor trailer-truck, and motorcycle crash victims, their families, and their friends. A focused auto accident attorney from our law firm brings extensive knowledge about the law and experience handling injury victims when seeking full compensation for you.
Our attorneys possess more than 200 years of combined legal experience. Our staff includes full-time investigators and experienced paralegals. Their experience is critical to the success of your case because a lawyer who is intimately familiar with the relevant state laws and is equally familiar with the area courts, judges, and defense attorneys is fully prepared to create winning strategies.
We carry you compassionately through every step of your case, making sure you understand what is happening and what your options are.
While you benefit from traits such as loyalty and compassion, you also need your North Carolina automobile accident attorney to have the eye of the tiger in the courtroom and in negotiations with defense counsel. You can expect that from all of our lawyers. We excel at the art of negotiation, which is why our clients' cases usually settle out of court. But when your case must go to trial, rest assured that we maintain aggressive focus and determination that gets results.
Make sure that the attorney you select has a reputation for integrity and success. Our firm has earned the prestigious AV® Preeminent™ Peer Review Rating by Martindale-Hubbell®, the highest rating available for both professional competence and ethical integrity. Don Marcari is a member of the Million Dollar Advocates Forum, American Trial Lawyers Association Top 100 Trial Lawyers, National Advisory Board Association of Plaintiff Interstate Trucking Lawyers of America, NC Advocates for Justice and the VA Trial Lawyers Association Board of Governors.
The North Carolina automobile accident attorneys at Marcari, Russotto, Spencer & Balaban know those who have never been severely injured in a car wreck, or who have never lost a loved one from the wrongful actions of another driver, often wonder why they need an automobile accident lawyer. After all, they bought auto insurance, so that should take care of their accident losses, right?
Not necessarily. In fact, rarely is an auto insurance company able to help you recover fully. And never will your auto insurance company take you as far along the road to recovery as a North Carolina car accident attorney can. The following answers to these common auto insurance misconceptions explain why.
Many people wrongly assume that an auto insurance policy automatically includes comprehensive coverage for expenses incurred after an accident. But many of the types of coverage people assume are included in their policy are optional upgrades. For example, if you did not opt for rental car coverage, you may have hundreds or thousands of dollars in auto rental costs while you await a car repair or locate and buy a replacement vehicle. And if you did not buy it, your insurance company does not pay it.
The North Carolina minimum requirement for bodily injury liability is $30,000 per person and $60,000 per accident, which is the amount most drivers choose. But for serious auto accident injuries, this is often far from adequate to cover your losses.
In fact, many drivers choose the minimum amounts of coverage in all types of auto insurance. Because underinsured and uninsured motorist, bodily injury, collision, and comprehensive coverage are not required in North Carolina, many end up with astronomical out-of-pocket costs from auto accidents in spite of their insurance. Similarly, many drivers gamble by choosing a high deductible, which saves them money in their monthly insurance premiums but leaves them with high liability if they end up in an accident and are seeking the help of a North Carolina car accident lawyer.
That is marketing hype and little more. Your insurance company is a for-profit corporation that answers first and foremost to its stockholders. With profitability as a prime goal, insurance companies position themselves as your friends because they want your money — your insurance premiums. But the less generous they are when it comes time to pay out benefits, the better they protect their profit margin.
With the right level of coverage, you can expect an insurer to cover your property damage to your car and possibly the medical expenses resulting from your injury. But to recover other types of losses or damages — including lost present earnings, lost earning capacity, pain and suffering, harm to the depth of relationship with a loved one, a lost job from a long recovery — or to seek punitive damages, you must file a lawsuit against those who caused the accident.
You have many choices for auto accident lawyers in North Carolina. The attorneys at Marcari, Russotto, Spencer & Balaban are confident in our ability to provide you the quality of legal service you need to fully recover damages from your car accident. Call us today at (888) 351-1038 or contact us online to schedule a free consultation.
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